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A tradition of service is the basis on which Fairmont Farmers Mutual Insurance Company was built. Fairmont Farmers Mutual has provided quality insurance products to meet the needs of our policyholders since 1889. As a local company, we are able to know the needs of our policyholders and agents and respond quickly to those needs. All of our decisions are made with you, the customer, in mind. Our purpose is to provide quality products and service in a professional, responsive and ethical manner at all times.

NEWS

ANNOUNCEMENT

Bank Midwest has completed the sale of their building at 118 Downtown Plaza to Fairmont Farmers Mutual Insurance Company. Bank Midwest will continue to occupy this location until construction is complete at their new location. Fairmont Farmers Mutual was established in 1889 to meet the insurance needs of the people in the Fairmont area. Their continued growth has made it necessary for Fairmont Farmers Mutual to find a location that provides room for the existing business and future growth. Fairmont Farmers Mutual looks forward to relocating from 1285 South Highway 15 to the new location in mid year 2013. Fairmont Farmers Mutual currently employs 16 personnel at the home office and is represented by 54 insurance agencies across the State of Minnesota.  

 
 

PREVENT HEATING FIRES WITH COMMON SENSE CAUTIONS

With the winter chill in the air, families often turn to alternative heating sources such as portable space heaters to spread warmth and save money. When it comes to staying warm during this heating season, safety just makes sense.

According to fire statistics from Grinnell Mutual’s Special Investigations Unit, more fires occurred in January than any other month in 2011. In 2010, the most common cause of fires in which the origin could be determined was electrical in nature (39 percent). The next most common cause was combustibles being too near the heating source (21 percent)—a leading cause in fires involving space heaters.

“Many fires are caused by carelessness and could be prevented,” said Alan Clark, assistant vice president of Special Investigations at Grinnell Mutual. “The products themselves are built to be safe, but we often investigate fires where people put things on top of their space heater, for example. Regardless of what type of space heater you have, it needs proper clearance from common household combustibles such as blankets, curtains, furniture, papers, and other combustible material.”

The following tips are what every family should know before plugging in a space heater:

•Inspect the unit, including its power cord, before use. If the cord is damaged, it is more likely to cause a fire.

•Maintain an object-free zone of three feet around the space heater. Never place objects near or on top of a space heater and never use the unit as a dryer.

•Plug space heaters directly into a wall outlet. If an extension cord must be used, make sure it is at least a No. 14-gauge or larger wire that can handle the electrical load required by the unit.

•Turn off space heaters if no one is in the room and never leave young children alone near a space heater.

•Consider purchasing a new unit with an automatic shut-off feature that will turn the space heater off if it tips over.

•Refuel kerosene space heaters outdoors and store extra fuel in a shed away from the home. Open windows to provide necessary ventilation during use. Some municipality fire codes do not allow kerosene space heaters.

Take time to teach your children about space heater safety and remember to put these safety tips into practice.