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A tradition of service is the basis on which Fairmont Farmers Mutual Insurance Company was built. Fairmont Farmers Mutual has provided quality insurance products to meet the needs of our policyholders since 1889. As a local company, we are able to know the needs of our policyholders and agents and respond quickly to those needs. All of our decisions are made with you, the customer, in mind. Our purpose is to provide quality products and service in a professional, responsive and ethical manner at all times.

NEWS

WATER DAMAGE DO’S AND DON’TS!

If you have water damage, there are many things that can be done to help limit the damage and make the cleanup process a little easier. Listed below are some things to do or not to do when you are in the process of cleaning up the water.

DO…
  • Remove as much excess water as possible by mopping and blotting.
  • Wipe water from wood furniture after removal of lamps and tabletop items.
  • Remove and prop up wet upholstery cushions for even drying (check for possible bleeding).
  • Place aluminum foil or wood blocks between furniture legs and wet carpeting.
  • Turn on air conditioner for drying in summer; open windows slightly to speed drying in winter.
  • Remove oriental or other colored rugs from wet wall to wall carpeting and floors.
  • Open drawers and cabinet doors for complete drying (do not force).
  • Remove valuable oil paintings and art objects to a safe place.
  • Blot wet carpeting with clean white towels, use shop vacuum or carpet cleaning machine to remove water. Make sure the vacuum is properly grounded and that you wear rubber boots.
  • Open suitcases and luggage to dry, in sunlight if possible.
  • Punch small holes in sagging ceilings to relieve trapped water. Don’t forget to place pans or pails beneath.
  • Place important papers or books in freezer for drying.
  • Contact your agent to determine if you have coverage, report the claim and determine what your next steps should be. Contact a professional cleaner if necessary.

DO NOT…

  • Step into deep water in basements (electrocution may occur).
  • Leave wet fabric in place; dry as soon as possible. Hang furs and leather goods to dry separately at room temperature.
  • Leave books, magazines or other colored items on wet carpet or floor.
  • Use your household vacuum to remove water.
  • Use any electrical appliances while standing on wet carpet or floors, especially not on wet concrete floors. Have all electrical appliances inspected before use.
  • Turn off ceiling fixtures if ceiling is wet. Keep out of rooms where ceilings are sagging excessively from retained water.
  • Allow sewage contaminated surfaces to contact bare skin.

IT IS IMPORTANT TO KEEP THE DAMAGED PROPERTY UNTIL THE ADJUSTER HAS A CHANCE TO SEE THE PROPERTY AND DOCUMENT YOUR CLAIM.

If you have any questions, please contact your agent or the adjuster that has been assigned to your claim.


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